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Terms and Conditions

Terms and Conditions

Effective Date: 06/01/2023
Last Updated: 03/31/2025

Welcome to Dulcio Financial Group ("we," "our," or "us"). These Terms and Conditions govern your use of our website, services, and products. By accessing or using our services, you agree to comply with these terms. If you do not agree, please do not use our services.

1. Use of Services

  • You must be at least 18 years old or have parental consent to use our services.

  • You agree to provide accurate and complete information when registering or making a purchase.

  • You may not use our services for any illegal or unauthorized purposes.

2. Account & Security

  • You are responsible for maintaining the confidentiality of your account credentials.

  • We are not liable for any unauthorized access resulting from your failure to protect login details.

  • You must notify us immediately of any suspected security breach.

3. Payments & Refunds

  • All payments must be made through our approved payment methods.

  • Subscription fees and service charges are non-refundable unless stated otherwise.

  • Chargebacks or fraudulent transactions may result in service suspension.

4. Intellectual Property

  • All content, including text, graphics, logos, and software, is owned by or licensed to Dulcio Financial Group.

  • You may not copy, distribute, or modify any content without our written permission.

5. User Conduct

  • You agree not to engage in spamming, hacking, or any behavior that disrupts our services.

  • We reserve the right to suspend or terminate accounts that violate these terms.

6. Limitation of Liability

  • We are not responsible for any indirect, incidental, or consequential damages arising from your use of our services.

  • We do not guarantee uninterrupted or error-free service.

7. Termination

  • We reserve the right to terminate or suspend your access to our services at any time, with or without notice.

  • You may discontinue use of our services at any time.

8. Changes to These Terms

  • We may update these terms at any time. Continued use of our services after updates constitutes acceptance of the revised terms.

9. Governing Law

  • These Terms and Conditions are governed by the laws of Florida

  • Any disputes must be resolved in a court of competent jurisdiction in the state of Florida.

10. Contact Information

For any questions about these terms, please contact us at:

Dulcio Financial Group, LLC

Info@dulciofinancial.com

1-800-488-7355

By using our services, you acknowledge that you have read and agree to these Terms and Conditions.

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